Demand Account (Personal):
| Daily Balance $500 or more | No Charge |
| Daily Balance $400 - $499 | $6.00 |
| Daily Balance $200 - $399 | $8.00 |
| Daily Balance under $200 | $10.00 |
| Age 62 or over, students | No Fee |
| Call for details! |
Classic Club II Checking (Personal):
| Monthly Fee | $12.00 |
| Interest paid on daily collected balances of $1,000 or more | |
| Free club checks - Wallet style only | |
|
$10,000 24-Hour Accidental Death Insurance * Coverage is reduced 50% at age 70 ... divided equally on all members on joint accounts. |
Free |
| Family plan insurance * coverage additional fee of | $2.00 |
| * Insurance is not FDIC Insured | |
Now Account (Personal):
| Daily Balance $1,000 or more all month | No Fee |
| Daily Balance up to $1,000 | $10.00 |
| Interest paid on daily collected balances. | |
| Call for details! |
Perfect First (Personal):
| No monthly fee for customers maintaining a relationship of $10,000 or greater. Any combination of checking, savings, CD's, IRA's, or outstanding loan balances qualifies. Free bank logo checks - Wallet style only. $5.00 Annual discount on safe deposit box rent. |
Premium Interest Checking (Personal):
| $1,000 to $4,999 | Tier I |
| $5,000 to $24,999 | Tier II |
| $25,000 to $49,999 | Tier III |
| $50,000 to $99,999 | Tier IV |
| $100,000 + | Tier V |
| Daily balance of $1,000 or more | No Fee |
| Daily balance below $1,000 | $10.00 |
|
|
| Call for details! |
Classic 50 Gold:
| Monthly fee | $4.00 |
| Free club checks - Wallet style only | |
| $25.00 discount on first year safe deposit box rent | |
| $10,000, 24-Hour Accidental Death Insurance - Increases to $150,000 when traveling by a licensed Common Carrier. | |
| Interest paid on daily collected balances | |
| Call for details! |
Savings Accounts (Personal):
| Daily balance of $100 or more per calendar quarter | No Fee |
| Balance below $100 | $15.00 Quarterly |
| Maximum of 9 withdrawls per calendar quarter ($5.00 charge per transaction for withdrawls in excess of 9). | |
| Call for details! |
Christmas Club :
| Minimum balance | $5.00 |
| Withdrawl fee (each) | $10.00 |
| Withdrawls in excess of 2 - account must be closed | |
| Maximum balance | $2,500 |
| Checks mailed in early November | |
| Interest paid on daily collected balance. |
Cash Investment (Personal):
| $1,000 to $4,999 | Tier I |
| $5,000 to $24,999 | Tier II |
| $25,000 to $49,999 | Tier III |
| $50,000 to $99,999 | Tier IV |
| $100,000 + | Tier V |
| Daily balance of $1,000 or more all month | No Fee |
| Daily balance below $1,000 | $10.00 |
|
|
| Call for details! |
Cashier's Checks :
| First Federal Customers | $2.00 |
| Non-First Federal Customers | $5.00 |
| Classic Checking Account / Perfect First Customers | Free |
| Call for details! |
Money Orders :
| First Federal Customers | $2.00 |
| Non-First Federal Customers | Do not issue |
| Classic Checking Account / Perfect First Customers | No Charge |
| Call for details! |
Travelers Cheques :
| Classic Checking Account / Perfect First Customers | No Charge |
| Non-Classic Checking customers | $2.00 for every $100.00 |
| Call for details! |
Stop Payment :
| All Items - 6 month duration | $25.00 each |
| Call for details! |
| Dickson Box Sizes | Centerville | Fairview |
| 3" x 5" | 3" x 5" | 3" x 5" |
| 3" x 10" | 3" x 10" | 3" x 10" |
| 5" x 10" | 5" x 10" | |
| 10" x 10" | 10" x 10" | |
| Waverly | New Johnsonville | Vanleer |
| 3" x 5" | 3" x 5" | 3" x 5" |
| 5" x 5" | 3" x 10" | 3" x 10" |
| 3" x 10" | 5" x 10" | |
| 6" x 10" | 10" x 10" | |
| 10" x 21" |
|
Deposit box
rental fees vary from $25.00 to $55.00 per year based on the size of the
Safe Deposit Box. Call
the branch closest to you for availability!
|
|
Note:
Safe deposit boxes are only avaiable to First Federal customers
|
Travelers Cheques for Two:
| Classic Checking Account Customers | $1.00 for every $100.00 |
| Non-Classic Checking customers | $2.00 for every $100.00 |
| Perfect First Customers | No Charge |
| Call for details! |
Direct Deposit Service
| Any existing Social Security or payroll direct deposit service can be transferred to a First Federal account. Call for details! |
Savings Bonds:
|
Invest in U.S. Treasury savings bonds through any First Federal Bank branch. Call for details! For more information and ordering, go to: Savings Bonds Info |
Certificates of Deposit:
| Certificates of Deposit are available in 30 day to 5 year options. Call for details! |
Individual Retirement Accounts:
| Individual Retirement Accounts are available in 6 month to 5 year options. Click here for more information, or call for the latest rates and details! |
Roth IRA's:
| Roth Individual Retirement Accounts are available in 6 month to 5 year options. Click here for more information, or call for the latest rates and details! |
Coin Sorter / Roller Service:
| We will sort and roll loose coins for our customers! |
Saturday Banking :
| All First Federal branches offer convenient Saturday banking. Click here for locations and times! |
Notary Service:
| First Federal Bank customers | No charge |
| Non-First Federal Bank customers | $5.00 each |
| Call for details and availability! | |
| NOTE: You must provide positive identification to use the notary service. |
Bank-By-Mail Service:
| First Federal offers its customers the convenience of doing their banking by mail. Call for details and availability! |
Photocopy Service:
| First Federal offers its customers photocopying service. Call for rates and availability! |
Research:
|
$15.00 per
hour
|
|
Call
for details!
|
Special Statements :
|
$3.00 per
statement
|
|
Call
for details!
|
Telephone Transfers :
|
$2.00 per
transfer
|
|
Call
for details!
|