Online Scam of the Week:

05/07/2013: Fraud-as-a-service 04/09/2013: American Airlines 01/23/2013: Facebook Scams 01/15/2013: MSN/Hotmail Scam
12/011/2012: Eurograbber steals 36 million € 12/04/2012: You Accessed Illegal Content 11/28/2012: Think you can't fall for Phishing? 11/27/2012: Apple Invoices
11/13/2012: Top 10 Holiday Scams 11/07/2012: Stolen Election! 11/06/2012: 20 Notorious Viruses and Botnets 10/31/2012: Is Your Phone Spying On You?
10/30/2012: Friday is Phishing Day 10/15/2012: Romney Almost President 10/10/2012: Lol is this your new profile pic? 10/09/2012: Pay Money to Get Money
10/01/2012: Microsoft Services Agreement 09/25/2012: You Have Been Targeted 09/21/2012: Easy Password/PIN Hacking 09/18/2012: Customer Satisfaction Survey
09/12/2012: Email with "Visual Voicemail" 09/04/2012: AmEx "Security Verification" 08/28/2012: Naked Prince Harry Pictures 08/21/2012: Big Brand Hijacking
08/14/2012: Fake Tech Support 07/31/2012: Olympic Scams 07/24/2012: Online Dating Scams

Security Links

As a result of the open way that the Internet operates, there are individuals that will use it to exploit other computer systems and networks. These threats have become more frequent and increasingly creative in their operations in the past year. The attacks are often extremely harmful to your computer or to your personal confidential information. First Federal Bank makes sure that all of our data systems are secure and reliable, but the connection at the user's end must be just as secure for your information to be safe.

For these reasons, we recommend that you download and install all pertinent security patches for your PC's operating system (Windows) and the PC's internet browser (Internet Explorer, Netscape Communicator, etc.), and maintain an anti-virus program. Popup blockers, spyware removers and firewalls are recommended as well. Some hackers have even started to exploit security flaws in other programs, such as email readers and word processors.

 
What is "Phishing" and"Spoofing"?
 

"Phishing" is a technique used by scammers to gain your confidential information. These people send authentic-looking emails to customers of banks, credit card companies, and even delivery services. This type of email or website imitation is known as "spoofing", and you should not let it fool you. The emails will typically warn that due to recent online threats, the customer needs to visit a website where they can confirm their information. Some spoofers have even been known to include viruses, either as a payload in the message, or as a result of following the included link.

The link in the email redirects the recipient to a website that appears quite valid, usually with copies of the bank logos and often even duplicating the layout of the spoofed bank's website. This causes the user to lower their guard and answer the questions on the website, giving up their credit card numbers, bank account numbers, social security numbers, telephone numbers, addresses, and anything else that the scammer can use in executing identity theft against the recipient.

Be assured that First Federal Bank will NEVER request that you reveal any information in this way. If you receive a message that appears to be from First Federal Bank (or any other company) that asks you to verify personal information, it is a scam. Fortunately, the only threat that can be caused by this scheme is if you do what the scammer wants. Follow these simple steps to protect yourself and your information:

  1. Don't click on the link in the message
  2. Forward a copy of the email to: webmaster@ffbtn.com
  3. Then Delete the message, and remove it from your "Deleted Items" folder.
  4. If you have any questions, send an email to: webmaster@ffbtn.com.
 
  • Viruses are programs that reproduce their own code by attaching a copy of itself to other executable files in such a way that the virus code is executed when the infected file is accessed. This self-replicating code, when triggered by some event, may do a potentially harmful act to your computer. Another way of looking at viruses is to consider them to be programs written to create copies of themselves. Most of the viruses produced in the last several years are spread through email. Once the program finds itself in a system, it looks for the PC's address book, and emails copies of itself to the addresses it finds there. In that way, the person receiving the infected message won't be suspicious, because they recognize the sender's address. Similar to viruses, you can also find malicious code in Trojan Horses, worms, and logic bombs.
  • Popups are annoying because they appear on your screen without warning and interrupt your use, but the makers of popup programs often have hidden programs that can download viruses or spyware (see below) onto your PC.
  •  Spyware is the name for a category of programs that run in the background of Windows to do work most people are not even aware of. Spyware programs were originally designed to track an internet user's browsing habits, and would transmit a log file of the internet activity back to the programmer's server. Advertisers and companies with commercial websites would use this information to target their future advertising programs. However, they can also affect the performance of your computer, because they tend to monopolize your PC's resources in the background, particularly if there are multiple spyware programs installed and running. They can even put your personal information at serious risk, as newer spyware programs are designed to locate credit card or bank account information stored on your computer's hard drive, then transmit the data back to the hacker's PC. Other spyware programs allow a hacker to remotely control your computer's actions, using it as a server for sending thousands of spam messages or other advertising content. The newest variety of spyware programs target your installed anti-virus software, disabling the program and making your PC even more vulnerable to the hackers and scammers.
What can be done?
  • Education is the first key. Take a few minutes to understand what the threats are, how they can affect you, and how to protect yourself from them.
  • Don't allow yourself to be fooled or cheated by criminals looking to make an easy buck. When you are out in a public place, you should always be aware of your surroundings and dangers that might exist. The internet should be treated the same way.
  • Follow the recommendations below and keep your protection up-to-date.
  1. Anti-virus programs are an absolute MUST for any internet-connected computer, particularly for systems that send and receive email, as most viruses are delivered via email messages. Anti-virus programs must also be updated to be able to recognize and remove known viruses, including Trojan Horses, worms, and logic bombs. Most anti-virus program companies release updates weekly, and the updates can be downloaded from the company's website, or through one of the links below.
  2.  Popup blockers will keep you from being frustrated during your internet browsing, and will cut down the number of spyware programs that will install themselves on your computer's hard drive.
  3. Anti-spyware programs should be used periodically (4-10 times per month is recommended, depending on your usage of the internet) to remove spyware from your PC. Like anti-virus programs, spyware killers must be updated and kept up to date to be able to recognize and remove the most current spyware programs.
  4. Firewalls are particularly useful for always-on broadband internet connections, such as cable modems or DSL. They keep your computer from being accessible to hackers by hiding your computer's internet address from outside of your connection, while still allowing you to browse and retrieve information.

Please feel free to contact us if you have any other questions or concerns about online security. The following links should prove useful in securing your PC:

 
Microsoft Technical Assistance
If you need assistance with online security: webmaster@ffbtn.com











 

Fraud-as-a-service Goes Mainstream

Researchers at RSA stumbled upon a Facebook page that had been up for several months, and was marketing the Zeus banking Trojan. This is something new as up to now, this type of marketing was limited to the 'darknet' criminal underground. The Facebook page has been taken down but Trojans being sold out in the open with 'hints and tips' how to steal credit cards shows that cybercrime is going mainstream. RSA's Limor Kessem said: "Social networks are such a great place for malware infections and phishing, Why not just market the botnet directly from there?"

Read the full article over at BankInfoSecurity:

 

American Airlines Confirmation

This interesting-looking message appeared in my email Inbox this afternoon:



It looks pretty legitimate, but it's not. There have been a rash of these lately, including emails about UPS delivery problems, and automated traffic camera speeding tickets. It still amazes me how many people fall for the scams and follow the links. What they will find is either a link to a website that does a drive-by download of malware to their PC, or less creative scams that simply download the malicious software directly.

Don't do it. Leave the link alone and don't click! Delete those messages immediately, and make sure to clean out the deleted messages folder.

 

Facebook Scams

Facebook is loved far and wide by scammers. It's a great pool of an almost unlimited amount of victims, most of whom are gullible enough to fall for the most simple scams. Shooting fish in a barrel! Better yet, a bunch of these Facebook users are "endorsing" the scam giving it even more credibility. Incredible isn't it? Most people think of Facebook as this secure, walled garden where nothing bad can happen because Zuck is watching out for you. Think again. There are several different categories of scams out there lying in wait. Many of these are recycled with small updates on a regular basis. Here are the different scam flavors:
Account related scams Free stuff from third parties
Benefit from (fake) news Curiosity Traps

Facebook changes its look and functionalities often, but a lot of users dislike any kind of change. This normal human tendency is often misused by scammers who offer bogus Facebook Timeline deactivation options. An even greater number of scams targets those who aren't satisfied with features offered by the social network and are tricked into believing that there are ways to add functionalities such as the ability to view who checks out their profile more often, view who has deleted or unfollowed them, to see how many hours they spent on Facebook, to post again their first post, to add a Dislike button, to change their Facebook color theme, and even to add a Facebook security app to guard their accounts or to try a Facebook 2013 Demo app.

Next we have the scams that profess that Facebook is giving out something for free: an official Facebook T-shirt or mug to celebrate the social network's birthday, the random $50,000 reward, free Facebook Credits, or even a free mobile recharge. Lastly, there are scams that try to scare users into doing something because Facebook is closing all accounts, will close theirs because of overpopulation, will start charging users, or the Facebook Security Team will suspend their page.It's also good to know that Facebook-themed scams - and especially phishing attempts and malware-infection attempts - can often come in the form of fake Facebook notification emails - password change notifications, account cancellation (or deactivation) warnings, offensive comment notices, friend requests, and so on.

Facebook has come out with something new, and you always need to watch it when that happens. It's a combination of big data and social networking so that people can easily find new friends, dates, customers or business partners. In short, it's more or less a search engine that allows you to track down Facebook users that meet the criteria you specify. With all that personally relevant data at hand, this new Graph Search function is a bonanza for social engineers that now can manipulate you even easier and/or send spear-phishing attacks. This data can be used in a variety of scams. They are currently beta testing and are planning to release it this summer. The only thing I can say is that it is more important than ever to THINK BEFORE YOU CLICK, and get some very good security awareness training. Read the story below about the types of Facebook hacks you (and your employees) need to watch out for.

 

MSN/Hotmail Scam

It's a new year and we'd like to think that users are getting smarter about clicking on phishing links and not fall for recycled tricks by cyber criminals. Unfortunately, there is a new attack this week that's been used before but people are still falling for it in droves.

This is the attack, an email which claims to come from the "Windows Live Team" and warns Hotmail/MSN users that their account is at risk of immediate closure after different computers logged into it, and multiple attempts were made to guess the password.

The email, which has the subject line "CONFIRMATION ALERT RESET (2013)" and comes from an unofficial-looking @msn.com email address, urges the user to reply via email with their full name, username, password, date of birth, and country in order to confirm their identity.

Alert your friends about this, and continue to warn them they should NEVER give login information to ANYONE.

 

Eurograbber steals 36 million €

If cybercrime would be promoting their malware, for sure they would call their EuroGrabber 'next-generation' Zeus crimeware. This is (a lot) more than your run-of-the-mill banking Trojan. These guys have penetrated SMS-based 2-factor authentication and are exploiting it at full speed, Check Point Software Ltd intrusion prevention product manager Darrell Burkey announced. What's most concerning, as per Burkey, is how smart the criminals engineered this malware. "The attack specifically targeted a certain type of authentication," he stated. The new version has already stolen more than 36 million Euros ($47 million U.S) from roughly 30,000 accounts at European banks, both consumer and corporate users, performing automatic transfers that varied from €500€ to €250,000 to intermediary accounts controlled by members of the gang.

First you have to understand that mobile authentication is used all over in Europe for bank transactions, and that U.S. banks are moving into the same direction for some services. The Eurograbber attack first infects a user's PC with a banking Trojan, using social engineering and next it infects the user's mobile device with a second social engineering trick, when the user is fooled again into clicking on a link that now infects their phone.

When a user with an infected machine visits a banking site, the malware intercepts the session and injects a JavaScript onto the page. The user is notified of a "security upgrade," which involves providing cell phone information. When the cyberthieves send a confirmation message to the phone, it asks users to click on a link that actually infects the phone.

The malware targets the Android and Blackberry platforms, and has not been spotted on the iPhone yet. Originally, the attacks were first reported in Italy, and then bank customers saw the same exploit pop up in Germany, Holland and Spain after the cyber gang had done their translations, testing and quality assurance.

What you may not be aware of that in Eastern Europe, there are some people that go to work at 9 in the morning, punch the time clock, have lunch, leave the office at five and get health insurance, but what they do during the day is develop and test malware for criminal use. There are several competing criminal software companies out there, trying to outdo each other in creating the most advanced banking trojans.

"This attack meets all the key buzzwords we hear about attacks today," Burkey says during an interview with BankInfoSecurity. "It's sophisticated in the way it goes about taking advantage of two-factor authentication. It's targeted. It's stealthy. And, unfortunately, it's successful." The exploit was first discovered in August by Versafe, an online identity-theft protections provider. The command-and-control servers have been taken down at the moment, but this could easily be repeated.

Now, how can these attacks be prevented? The bad guys go after the weak link in IT security: the human. That means they send well-crafted emails that make people click because they either think they get something for free, or try to prevent a negative consequence. There are thousands of ways that the bad guys can trick someone, and only one way to prevent an attack from happening: security awareness training which will arm both consumers and organizations against increasingly sophisticated malware attacks.

 

You Accessed Illegal Content

There is a significant uptick in a ransomware attack that declares a law enforcement agency has determined that a computer with the victim's IP address has accessed child pornography and other illegal content.

Moreover, this scam uses the good name of the Internet Crime Complaint Center (IC3) to lure the victim to a drive-by download website, which in turn installs the ransomware on the victim's computer, and tries to extort money.

As you well know, cyber criminals use social engineering to make people click on links to 'prevent a negative consequence'. To trick users to click this latest version of the malware claims that the victim's computer activity is being recorded using audio, video, and other devices.

We strongly recommend you warn your friends and co-workers about this one, as they can be hit both in the office and at home.

 

The Huge Damage That ONE Click Can Cause - Please Read!

In August 2012, one malicious email opened by an employee of the South Carolina Department of Revue caused a massive cyberattack - theft of 3.8 million tax returns, Social Security numbers of 1.9 million people, access to data on 699,900 business tax returns and 3.3 million bank accounts. Attacks like this could have been be prevented by training ourselves not to fall for attacks by hackers using phishing emails.

An international hacker sent a few South Carolina Department of Revenue employees a phishing email. Unfortunately, one employee unknowingly clicked on the link. From that one click, the cybercriminal was able to steal the employee's user name and password. For weeks after, the cybercriminal started copying large amounts of information and transferring them onto zip files that were transferred outside of the system.

 

Apple Invoices

As predicted, holiday scams are at an all-time high. Here is the best example: fake Apple invoices being sent in high volume that claim you have been charged for a large purchase from Apple. If you click on these, they lead to the Blackhole exploit kit that drains your bank account. There are some other innovative attacks doing the rounds too:

1) FDIC spamvertising with 'Your activity is discontinued', tricking users into believing that their ability to send Domestic Wire Transfers is disabled

2) Twitter attacks getting more subtle, where you first need to open the mentioned account to get the payload

3) Tsunami spam that 'warns' users and tells them to click on a link to see the video

4) More Twitter scams that they are going to start charging for their up to now free service.

 

Top 10 Holiday Scams

We recommend you mention this to your friends and family as the bad guys are coming out in full force this holiday season and will try to trick and scam users both at the office and at their house.

10 'The Charity Tricksters': The holidays are traditionally the time for giving. It's also the time that cyber criminals try to pry money out of people that mean well. But making donations to the wrong site could mean you are funding cybercrime or even terrorism. So, watch out for any communications from charities that ask for your contribution, (phone, email, text, tweets, snail mail and even people ringing your door bell) and make sure they are legit and show their ID. It is safest to only donate to charities you already know, and refuse all the rest.

9 'The Grinch E-Card Greetings': Happy Holidays! Your email has an attachment that looks like an e-greeting card, pretty pictures and all. You think that this must be from a friend. Nope, not so. Malicious e-cards are sent by the millions, and especially at the office, never open these things as they might infect your workstation.

8 'The Fake Gift Card Trick': Internet crooks promote a fake gift card through social media but what they really are after is your information, which they then sell to other cyber criminals who use it for identity theft. Here is an example: A recent Facebook scam offered a "free $1,000 Best Buy gift card" to the first 20,000 people who signed up for a Best Buy fan page, which was a malicious copy of the original.

7 'The Copied Site': Bad guys build complete copies of well-known sites, send you emails promoting great deals, sell products, take the credit card, but never deliver the goods. These sites live only a few days and the money usually goes abroad. Your credit card company will refund the purchase, but apart from not getting your gift(s) your card number is now compromised and will be sold and used by cyber criminals. Always check for the https:// rather than just http:// .

6 'The DM-Scam': You tweet about a holiday gift you are trying to find, and you get a direct message (DM) from another twitter user offering to sell you one. Stop - Look - Think, because this could very well be a sophisticated scam. If you do not know that person, be -very- careful before you continue and never pay up front.

5 'The Extra Holiday-money Fraud': You always need some extra money during this season, so cyber fraudsters are offering work-from-home scams. The most innocent of these make you fill out a form where you give out confidential information like your Social Security number which will get your identity stolen. The worst of them offer you work where you unwittingly launder money from a cyberheist which can get you into major trouble.

4 'The Fake Recession Relief': Internet swindlers target people that are vulnerable due to the recession with pay-in-advance scams and credit offers. Spam emails advertise "prequalified, super low-interest" credit cards and loans if you pay a processing fee, which goes straight into the scammer's pocket.

3 'The Search Term Trap': Bad guys do their research and find out what people want. They then build a site that professes to have the item. They push that site high onto the search engines and you might click on that link. But the site contains malware and will infect your PC. Make sure that your web-browser is fully updated, and will warn you if it sees that the site is unsafe.

2 'The Evil Wi-Fi Twin': You bring your laptop and go to the mall to scout for gifts. Then you check if you get it cheaper somewhere online. But the bad guys are there too, shopping for your credit card number! They put out a Wi-Fi signal that looks just like a free one you always use. Choose the wrong Wi-Fi and the hacker now sits in the middle and steals your credit card data while you buy online. When you use a Wi-Fi connection in a public place, it is better not to use your credit card.

1 'The Black Friday Racket': Black Friday is the start of great holiday shopping deals, unless they are too good to be true and you get tricked into buying an iPad for a 90% discount. Be extra careful with online buying starting the day after Thanksgiving!

 

Stolen Election!

Watch out for a scam wave starting today: Elections. Apart from hurricane Sandy scams, with the race being in a dead heat, you can now expect attacks related to the U.S. elections from today forward. Recently in Venezuela, there were successful phishing attacks using "the election was stolen" as bait.

And as always, the scammers jumped on Hurricane Sandy and started spewing various spam and phishing attacks promising everything from help with insurance claims, disaster relief for people and pets, restaurant deals, gas discount coupons, and even web pages where they can "win" Apple products.

Watch it with these Apple scams, because they ask for a lot of personal information, including your cell phone number, which they can use to initiate premium-rate SMS charges you get billed for. We recommend you forward this warning to your employees.

 

20 Notorious worms, viruses and botnets

  1. The first real computer virus, Creeper was released "in lab" in 1971 by an employee of a company working on building ARPANET, the Internet’s ancestor, according to Guillaume Lovet, Senior Director, FortiGuard Labs.The Creeper looked for a machine on the network, transferred to it, displayed the message “I’m the creeper, catch me if you can!” and started over, thereby hopping from system to system.
  2. Elk Cloner: Written in 1982 "by a 15-year old as a way to booby trap his friends' Apple II computer systems without physical access to them, Elk Cloner spread via floppy disks," according to FortiGuard Labs's Lovet. "Infected machines displayed a harmless poem, dedicated to the virus' glory."
  3. Morris worm: Chris Larsen, Malware Lab Architect for Blue Coat Systems, points to the Morris worm, created in 1988 by Cornell University student Robert Tappan Morris, as the first internet worm. "It's the one that got everyone's attention and demonstrated the possibility of computer malware for causing chaos," adds Kevin Haley, Director, Symantec Security Response.
  4. Michelangelo: The dormant Michelangelo virus was designed to awaken in 1991 on March 6th, the birthday of Renaissance artist Michelangelo, and erase critical parts of infected computers’ hard drives, says Lovet. "The promises of destruction it carried spawned a media frenzy. In the weeks preceding March 6th, media relayed, and some may say amplified, experts’ predictions forecasting 5 million computers going definitively down. Yet, on March 6th, only a few thousand data losses were reported – and public trust in AV companies’ ethics was tainted for a while."
  5. Melissa: The Melissa virus, found in 1999, propagated via infected Microsoft Word documents and mailed itself to Outlook contacts of the contaminated user, explains Lovet. It was virulent enough to paralyze some important mailing systems on the Internet. Its author created the bug to honor Melissa, a stripper he’d met in Florida. "Whether he conquered her heart this way is somewhat unlikely, but one thing is sure: the malicious code earned him 20 months in jail and a $5,000 fine," says Lovet.
  6. I Love You: Discovered in 2000, the "I love you" or "Love Letter" malware was not the first example of using social engineering to infect computers, but it was the first massively successful one," says Haley. Subsequently, it provided a foundation for cyber social engineering that still works today: everyone wants to know that someone loves them. On the flip side, it also taught computer users that they can't trust everything they see online or receive in their inbox. (Though that lesson clearly hasn't settled in fully.)
  7. In 2001, the Anna Kournikova virus spread like wildfire via emails promising a picture of the tennis star. This proved that just like in advertising, when it comes to social engineering, sex sells.
  8. Code Red: In 2001, Code Red infected Web servers, where it automatically spread by exploiting a vulnerability in Microsoft IIS servers, says Lovet. "In less than one week, nearly 400,000 servers were infected, and the homepage of their hosted Websites was replaced with 'Hacked By Chinese!'" Lovet also notes Code Red had a distinguishing feature designed to flood the White House Website with traffic from the infected servers, probably making it the first case of documented hacktivism on a large scale.
  9. SQLslammer made the rounds in 2003. The worm reportedly infected every system vulnerable to the attack within a mere 15 minutes, according to Symantec. It caused a denial of service on some Internet hosts and dramatically slowed down general Internet traffic, spreading rapidly and infecting most of its 75,000 victims within ten minutes. "No one had ever seen malware spread at those speeds before".
  10. In 2004, Sasser malware exploited a vulnerability in Microsoft Windows to propagate, which made it particularly virulent. What’s more, due to a bug in the worm’s code, infected systems turned off every couple of minutes, says Lovet. More than one million systems were infected, AFP’s communications satellites were interrupted for hours, Delta Airlines was forced to cancel flights, the British coast guard had to go back to print maps, and a hospital had to redirect its emergency room because its radiology department was completely paralyzed by the virus. The damage amount was estimated to be more than $18 billion. Microsoft placed a $250,000 bounty on the author’s head, who turned out to be an 18-year old German student.
  11. Mytob: One of first pieces of malware to combine the features of a bot and a mass-mailer, 2005's MyTob marked the beginning of the era of botnets and of cybercrime. Business models designed to monetize the many botnets began to appear: installation of spyware, dispersal of spam, illegal content hosting, interception of banking credentials, blackmail, etc. Today the revenue generated from botnets (some of which may number 20 million machines) is by some estimates several billion dollars per year.
  12. Storm botnet: By 2007, cybercriminals already had lucrative business models in place. Before then, however, botnets were fairly fragile: By neutralizing its unique Control Center, a botnet could be completely neutralized, because the bots no longer had anyone to report to or take commands from. By implementing a peer-to-peer architecture, Storm became the first botnet with decentralized command. At the peak of the epidemic, Storm had infected up to 50 million systems and accounted for 8 percent of all malware running in the world.
  13. Koobface: (an anagram for Facebook) made headlines in 2008. "It spread by pretending to be the infected user on social networks, prompting friends to download an update to their Flash player in order to view a video. The update is a copy of the virus".
  14. Zeus botnet: Blue Coat Systems, points to Zeus, first discovered in 2007, as the "king of the botnet kits." A malware platform unto itself that can be used to create a Trojan horse that steals banking information with man-in-the-browser keystroke logging and form grabbing, Zeus is spread mainly through drive-by downloads and phishing schemes.
  15. "Many people hadn't even heard of 'jailbreaking' a mobile device until the Ikee threat showed up (in 2009)," says Symantec. Affecting Apple's iPhone, the threat was rather harmless in payload, but it caught people's attention and demonstrated a couple of important facts: Mobile devices are simply computers and must be protected from cyber threats just like any other computer and like flies to honey, wherever you have a popular operating system, malware is sure to follow.
  16. Conficker: The massive number of machines infected by Conficker got everyone's attention. The real interesting thing about it, though, and what caused even more fear was the great unknown: What would happen when the resulting botnet woke up on a date specified in the threat's code. Fortunately, it did not live up to people's worst expectations.
  17. Operation Aurora: A cyber attack which began in mid-2009 and continued through December 2009, put the concept of advanced persistent threats on the map, according to researchers at Kaspersky Lab. The attack, first publicly disclosed by Google in a January 12, 2010 blog post, originated in China. The attacks, which hit more than 30 organizations in the U.S., were the first public confirmation that dedicated hackers had infiltrated major organizations and were using advanced techniques to stay undetected for long periods while stealing valuable information, including source code and intellectual property.
  18. The Flashback Trojan, discovered in 2011, affects computers running Mac OS X and exploits a security flaw in Java in order to install itself on Macs. Flashback is a "wake-up call for Mac users; no one should be feeling smug and safe these days."
  19. Stuxnet: Discovered in 2010, Stuxnet exploited several critical vulnerabilities in Windows which until then were unknown, including one guaranteeing its execution when inserting an infected USB key into the target system – even if a system's autorun capabilities were disabled. From the infected system, Stuxnet was then able to spread into an internal network, until it reached its target: an industrial control system manufacturered by Siemens. In this particular instance, Stuxnet knew the weak point with a specific controller – and most likely intended to destroy or neutralize the industrial system.
  20. Flame malware: "According to most threat researchers today, only governments have the necessary resources to design and implement a virus of such complexity". Flame mostly targeted computers in the Middle East. Analysis conducted in 2012 of servers used to control the Flame malware found several other related types of malware existed, including a direct connection to Stuxnet. Researchers with Kaspersky Lab, Symantec and others have found Flame is linked to a highly sophisticated operation in which a variety of defensive mechanisms were used to cover the attackers' tracks.
 

Is Your Smartphone Spying On You?

For a few years now, all smartphones sold in the United States have been required to be GPS-trackable, ostensibly for lawful intercept purposes (though there's some vigorous debate from privacy advocates whether that's always the case). That's nothing new. But with a recent rash of ever-deeper-probing apps hitting the streets, could your phone be co-opted in some other way to gather information about you? The answer is yes, but the circumstances vary. If law enforcement agencies get a court order, a more traditional wiretapping scenario can be used whereby access to your conversations is achieved for later use in court if it helps their case. But what about when surveillance wades into legal gray areas: when surveillance techniques and/or software enable you to be spied on without your knowledge? With the meteoric rise in the popularity of smartphones, there has been a correspondingly steep rise in the amount of apps that can do nifty things on your mobile device -- things like tune your guitar, find a nearby Italian restaurant, or locate the cheapest gas station near you.

To do many of the things you've grown to appreciate, your apps have access to information, such as your location. They also have access to your contacts (potentially), your usage history, and your always-on network connections. It's no surprise that parents are loading up their kids' smartphones with tracking apps, in case their little cherubs aren't where they say they are, and the grown-ups want a way to check up on them. But very similar technology could be used to check up on you, and you may not necessarily know what it's up to. For instance, a popular app for the Android platform claims to help track wayward spousal activity by tracking down voice conversations, location, and call history -- all tasks previously reserved for private investigators sipping stale coffee while staked out all night outside the target's apartment. Not anymore! Now there's an app for that.

What if you shut off your phone? That's no guarantee you can't be tracked. In years past, the FBI successfully prosecuted a crime boss based on a conversation recorded via his phone when it was “switched off.” The problem is that it's really tough to completely switch some smartphones off -- devilishly tough in some cases. You could pop the battery out, right? Well, on many iPhone and Android models, there really isn't a simple way to do that. And of course there are malicious apps that record your activity, in some cases recording the information you use in financial transactions and then spiriting the information out over the wireless network without you even noticing -- that is, until you get your bank statement a month later and notice strange purchases overseas in locations you've never visited.

I have a friend who refuses to get any modern phones because he's deliberately trying to opt out of mobile devices that have the ability to always know where he is. But, then, he isn't a Twitter junkie either, so it works for him. He says he's going analog in a digital world. Would that work for you? Maybe not, but it's getting increasingly difficult to fit into a technology-driven world and still retain your anonymity. If you want to give it a shot, try limiting the amount of time your network services are enabled to only when you need them. Also, restrict which apps you load to just what you really need. Using the “less is more” approach to apps will help.

It might also be a good idea to install security software that tells you when apps go rogue. Of course, you could always just use a landline phone to call people, but that's just way too old-fashioned for most of us these days.

 

Friday is Phishing Day

Something that was recently discovered is very troubling, and I thought you needed to be alerted about it right away:

Websense reported on October 8, 2012 about their most recent July-August 2012 research. They said: "A disturbing new twist on targeted attacks has started to emerge this year that directly affects professionally managed networks. If we look at the days of the week when most phishing emails are sent, we notice a huge uptick in volume on Fridays, Sundays and Mondays. Most phishing emails are sent on Fridays, followed by Monday and Sunday. The bad guys have learned that they can evade email security measures by sending an email with a clean link on Friday or over the weekend - bypassing email URL scanning. Then, over the weekend they compromise the URL with malicious code. The top phishing days of the week (by percentage) are:

Friday (38.5%)
Monday (30%)
Sunday (10.9%)
Thursday (6.5%)
Tuesday (5.8%)
Wednesday (5.2%)
Saturday (3.2%)

A typical attack of this type would have the bad guy doing the following:

1) Find a URL that can be easily compromised… but do nothing at that time. Leave it 'as is' for now.
2) Craft an email that will not trigger spam, AV or other security measures based on its content, but include links to the currently 'safe' URL. Since they typically pretend to be something legitimate, it is best to simply copy a legitimate message… and only change one link to the 'safe' URL.
3) Send the email over the weekend, or late at night, so email defenses will approve the email and deliver it into the user's mailbox.
4) Just before you believe employees will begin accessing email, compromise the URL and install that part of the attack strategy.

Evasion techniques like these help when hackers are going for the big game - spear-phishing employees with access to a specific network or data or whale phishing, the targeting of executives at companies." The above new tactic shows that it is more important than ever to step all employees through high-quality security awareness training.
What you really should do now is start with our free Phishing Security Test. Find out what percentage of your employees is Phish-prone!

 

Romney Almost President

Remember that special events like elections or natural disasters make the bad guys even more active than normal. (Read 07/31/2012: Olympic Scams)

They use these events to social engineer people into clicking on links they normally would not. Politics is especially charged at the moment, so the new malicious email campaign that pretends to be from CNN is a good example. It announces breaking news about Romney, but it leads to a website with 'blackhole' malware which will infect their workstation.

Be especially wary during and -after- the election, where there will be allegations that "the election was stolen" and cybercrime will use election fraud as bait. I'm sure they are working on a campaign right now that will lie in wait until right after the election. No matter who wins, they will have phishing email ready to trap you. It just happened after the Venezuela elections.

The bad guys are getting more crafty by the month; when you visit the infected website with a hardened PC that is not able to pick up the infections they want to spread, they resort to a page that looks identical to the Adobe Flash Player download and tell you to download it, but it's of course a fake and will install a trojan instead of Flash.

 

Lol is this your new profile pic?

You won't be laughing long if you click on the link that asks: "lol is this your new profile pic?" That's the message being distributed among Skype users, and it conceals malware that can harness your computer to a botnet.

It's a form of phishing, of course, tempting Skype IM users to interact with what appears to be a cheerful and harmless greeting from a friend. The malicious content of the messages was discovered by cloud security vendor TrendMicro, which reported Monday that the malware was "spreading fast."

The payload contained in the message is the charmingly named Dorkbot worm. The symptoms of infection can be "nasty," ranging from locking you out of your computer and demanding a ransom, to stealing user names and passwords for Websites.

Skype has acknowledged the presence of the threat and is working to mitigate its effects. Meantime, it offers advice that should be obvious: "following links -- even when from your contacts -- that look strange or are unexpected is not advisable."

Surely we've all by now received completely uncharacteristic emails from friends who have had one of their accounts hacked. In most cases, these are obvious phishing attempts: Your aunt is unlikely to invite you to "Get a load of this deal." Or maybe she is, but you get my point.

Difficulty arises when neutral messages are received from recognized sources. Whether the Dorkbot IM fits this category depends, I suppose, on whether your friends are accustomed to beginning a sentence with "lol..." It's probably subtle enough to dupe many users, although it's currently unknown how many have fallen victim.

Another day, another threat. With Skype increasingly used as an enterprise tool, there are two takeaways for IT managers: Make sure employees are using the latest version of software like Skype, and reinforce the message that it's hard to automate solutions against phishing. User vigilance is the best defense.

 

Pay Money to Get Money

If You Need to Pay Money to Get Money, You Have Been Scammed. These scams are still very popular. The victim gets an email or text message that they have won a large cash prize. Sometimes they add a PDF with a picture of a fake check, and that they need to pay a small 'processing fee' to get their hands on the full amount.

Often the cybercriminals use the Publishers Clearing House brand for this scam. Since most of us are aware of how the grand prize winner is notified in person with an oversize check, scammers use a ploy that the victim is the runner-up of a smaller cash prize, usually in the $300,000 range. When the victim responds, the scammers next move is to send a snail mail with an enclosed fake check - usually around $5,000 - with the instructions that the victim should only deposit the check after(!) sending the $2,500 processing fee to an address via Western Union.

When the victim gets notified by the bank that the check they deposited is a fake, the scammers are long gone with the $2,500. They move around and are hard to track down. Remember: If it is too good to be true, it most likely is.

 

Changes to Microsoft Services Agreement

This new official-looking email currently making the circuit claims to be from Microsoft, but the links in it point to a webserver in Minsk, Belarus (Microsoft is headquartered in Redmond, Washington). The links may or may not take you to an assortment of prime Russian perfumes available for purchase, but will probably also infect your PC with some nasty malware as well. As always: don't fall for it. Delete the message from the Inbox, and make sure you clean out your Deleted Messages folder as well.

 

You Have Been Targeted for Assassination

Yup, no kidding! Some of the cybercrime gangs have pulled out all the stops and went into 'full threat mode'. They actually have been at this for a while, and every month they must be sitting down and decide what sort of stupid but scary threat they will cook up now to keep their scam from "going stale".

The last few weeks, the Internet Crime Complaint Center (IC3) reported they received complaints about the latest version of 'Hit Man Scam' which now tells people via e-mail they have been targeted for assassination. The complainers told IC3 that the email wants them to buy a security alarm so they can use that if they see suspicious activity.

The e-mails were signed by Agent Bauer (remember "24" on TV?) of the fictional International Intelligence Bureau. It is always surprising how many people go into panic mode and start clicking on links to avoid a negative consequence.

While most people know such an email is a hoax, the scammers obviously find enough people that respond to make it worthwhile for them keep the scam going.

 

Easy Password/PIN Hacking - courtesy of Forbes Magazine

If you see your password below, STOP
and immediately go change your password -- before you forget! You will probably make changes in several places since passwords tend to be reused for multiple accounts. Don't make it too easy to remember, because you are also making it too easy for someone to guess. This is a chart of the 25 worst passwords of 2011:

password 123456 12345678 qwerty abc123
monkey 1234567 letmein trustno1 dragon
baseball 111111 iloveyou master sunshine
ashley bailey passwOrd shadow 123123
654321 superman qazwsx michael football


This is a link to a Microsoft website that will rate your password strength. Click Here! It is always recommended that you do not use birthdays, kids names, or pet names as passwords, and that you occasionally substitute numbers, capital letters or special characters into your password to make it stronger. For example, the password "wednesday" could be strengthened into "Wedn3$day".

And just as bad are the weak PIN codes people often set on their ATM/debit/credit cards. If you were to happen to lose your card somewhere, these are the first combinations that a criminal would try to access your account. These are the 20 worst PIN code combinations:

1234 1111 0000 1212 7777
1004 2000 4444 2222 6969
9999 3333 5555 6666 1122
1313 8888 4321 2001 1010


Notably, the 22nd most common PIN code is "2580", which is the middle column of buttons on most ATM keypads.

 

Customer Satisfaction Survey

If the bad guys would use their energy and inventiveness in a more productive way, the world economy would be a lot healthier. So this week, there is a popular social engineering attack doing the rounds where people get promised a $50 or EUR50 voucher/gift certificate if they answer a quick 5-question customer satisfaction survey. Major brands are used, in Europe it's Tesco and Woolworth. The attack is launched via Facebook.

Two other scams are also worth mentioning. To start with, an email disguised as a voicemail notification from Microsoft Exchange Server tries to get users to double click a link to listen to the voicemail. The second one is an email that appears to come from the FDIC and tries to get users to follow a link to download "a new security version."

RedFlags (Adobe PDF)

 

Email with "Visual Voicemail" - Brought to you by the Better Business Bureau

Keep a careful eye on your work email this week! Fake "visual voicemail" emails are making the rounds. These emails appear to contain a new voicemail message, but click the attachment and you'll end up at a scam website.

This is new approach that we've not seen at BBB before. The scammers probably hope that the novelty of it will make you curious enough to click on the link. Don't do it!

How the Scam Works:

The emails appear to come from Microsoft Outlook on "Behalf of an Anonymous Caller," but the messages reference a variety of URLs and phone numbers. Of the cases we've seen, employees are receiving emails that contain an "Email ID" (see screen shot below) that appears to be from an internal company email address. For example, an employee at business ABC would receive a message citing email ID "voice.mail@ABC.com."

However, the one thing certain about scams is that they will change. Watch out for new variations on the theme. For example, we have seen multiple emails with a fake voicemail from a 703 (Northern Virginia) area code and from BBB.org email addresses. But scammers are likely to change this up.

Don't Click the Attachment:

The email attachment appears to be a .wav audio file, but it's really an HTML link that redirects recipients to a malicious website. The destination website may download malware to scan for banking and other sensitive information on your computer.

 

Fake AmEx "Security Verification"

Phishing attacks come in waves. Old ones get "refurbished" and sent out again after several months. Shiny new ones are cooked up all the time. Sometimes you see hybrids of old and new, and that's what is doing the rounds at the moment. Remind your friends and co-workers that they need to delete these types of phishing attacks and not click on any unsubscribe links!

The attack tries to make recipients open the file in the attachment and fill out a detailed screen. The email claims to be a notification about a "Membership Security Verification," and warns the recipient that a "slight error" has been detected in their AmEx accounts. To correct the error and prevent their account from getting shut down in the next 48 hours - the recipient is urged to download the attached HTML file, open it in a browser and fill out a boatload of information.

In this case, the criminals go whole hog and want it all: username, address, home and work telephone numbers, SSN#, mother's maiden name and date of birth, users' date of birth, AmEx credit card number, expiry date, card security code, ATM PIN, email address and the password for it. Obviously all this submitted data gets sent to the criminal mothership and sold to the highest bidder!

 

Naked Prince Harry Pictures

Watch out for the latest Internet craze. The bad guys are having a field day with a post from celeb gossip website TMZ, which looked like pictures of Prince Harry caught playing "strip billiards" in a Las Vegas hotel suite with a bunch of party girls. Prince Harry is many a young woman's dream, and a lot of your users may feel tempted to see what all the excitement is about. Please warn your employees and friends. Cybercriminals are taking advantage of 'breaking news' celeb stories, there are examples enough: Michael Jackson, Amy Winehouse, Rihanna sex videos or a claimed video of the Osama Bin Laden killing. Remind your friends and family members not to fall for these social engineering tricks!

What Is Wrong With This Picture?

This picture is a screen shot from the Polish TV Channel TVP. See something that should not be there on the whiteboard? Here is a hint, Haslo is the Polish for "Password". The two screen shots are on the KnowBe4 Blog, with a suggestion what to do when a TV crew visits your office.

 
Big Brand Hijacking

A customer reported about a fresh scam. The bad guys are getting quite inventive, especially with big brands. They are now causing confusion using the UPS logo with a phishing attack on both employees and people at the house. Have you ever noticed that when people get confused, they go blank for a moment? That is what the phishers are consciously exploiting: "Did I really send something that day? Perhaps it was another day and they got it wrong? What -is- this?" ~CLICK~

Big brand hijacking is extremely popular with phishers these days. Be especially careful when you get emails that use the following brands: UPS, FedEx, Amazon, DHL, Verizon Wireless, Internal Revenue Service, Better Business Bureau, Bank of America, and Facebook. Just the FedEx brand alone is 'stolen' daily and used in 1-5 million (!) phishing emails.
 
Tech Support Scams

Telemarketing scams come in waves. In the past it was time-share condos, but now we hear horror stories about boiler rooms pushing tech support. People get harassed with phone calls at the most inconvenient hours, posing as Microsoft employees and trying to scam you into some kind of PC security service, because your machine is infected with malware.

So, please let your friends know that phone scammers with foreign accents try to social engineer people to pay with credit cards and paypal for services that they don't need!
 
Olympics Scam Roundup

Olympic organizers recorded 124 different scams so far but expect double or more. First, there is an "Invitation FACEBOOK - Olympic Torch" chain letter. It claims that your machine will be infected with malware but the whole thing is a hoax. Think before you click and do not forward.

Next, scammers prey on Olympics Mobile game players. Not long ago, organizers of this year's Olympic Games released London 2012 - Official Mobile Game, a fun smartphone app for Android, iOS, and Blackberry users. But there are a few Russian websites claiming to be legitimate app markets and they host malware claiming to be the official London 2012 game. Be very careful downloading games for your smartphone.

Then, there is a blizzard of bogus Olympics-themed emails that try to steal money and/or information. They offer fake last-minute tickets, memorabilia, tell you that you have won an "Olympic lottery" or that you can sign up for temp jobs online and make some extra money. These scam emails use well known brands, or even spoof the London Olympics. Delete all of these immediately.

Especially do not click on any emails with pictures or videos about the Olympics, because clicking on one of these has a very high chance to infect your workstation with malware. Even search results on Google could be infected links so be careful.

Last but not least, be particularly wary of text messages on your phone, that claim a golden medal win, or something else 'exciting'. The safe way to get information about the Olympics online is to go their official website.
 
Online Dating

Beware, another honey trap is doing the rounds trying to snare people. This is something you could forward to all your friends as a good example of social engineering they should not fall for.

Russian online dating scammers are currently spamvertising a fraudulent campaign attempting to socially engineer users into interacting with a bogus online dating service. What we have here is a recent example of one of the most prolific online scams, namely, Russian dating scams. The scam orbits around on the notion that lonely Internet users will engage in emotional and financial transactions with complete strangers based on their profiles and associated photos promising love, marriage, or friendship. The idea is to have users click on the link to a webcam or other services, but clicking on links like that is fraught with all kinds of risk.