Credit Cards Offered by First Federal Bank


Business Advantage
Our Business Advantage cards save you time, money and make it easy to keep track of expenses. As with any Visa or MasterCard, the Business Advantage card means worldwide acceptance.

Business Advantage is a financial and cash management tool. It can be used to pay for everything from office supplies to airline tickets, hotel stays, car rentals and much more. If you choose the Visa Business Card Option, you will earn points toward valuable Visa Extras rewards while shopping, dining, traveling or entertaining for your business.

Detailed monthly, quarterly or annual management information system report options let you consolidate your spending according to the merchants you use. This lets you negotiate more favorable travel and entertainment rates from hotels and car rental companies, track all business-related expenses and simplify your tax preparation.


Platinum Advantage

Our DreamMiles® Rewards Option saves you money while allowing you the opportunity to earn free airline tickets, hotel discounts, merchandise and cruises. Every dollar you spend on the Platinum Advantage card earns you one DreamMiles Rewards Point. Your DreamMiles Rewards Points can be easily redeemed for free air travel (no blackout periods, no seat restrictions, low initial point level and more), hotel discounts, cruises or shopping, dining and entertainment awards. As a bonus, we start you off with 1,000 points to get you on your way to earning your first of many rewards. You get to choose the airline or choose a DreamPass® for cruises, car rentals, hotel stays and special vacation packages. You earned the points; you deserve to use them the way you want. After all, it is YOUR VACATION!

But that’s not all ...

As with any Visa or MasterCard, your Platinum Advantage card means worldwide acceptance at millions of merchant locations and you can obtain cash at more than 800,000 ATMs in the U.S. and 144 countries around the world. Platinum Advantage is the only card you will ever want to use while shopping, traveling, entertaining or getting cash advances.


Note: To apply for credit cards or for more information, come in to any of our convenient locations!