|
Business
Banking
|
|
| Our Business customers who maintain a daily balance of $1,000 or more all month will not be charged a monthly service fee. For those business customers who maintain daily balance up to $1,000 will only be charged $10.00 in monthly service fees. |
| Demand Checking |
|
| Now Account | |
| Savings Accounts |
Now Account (Business):
| Daily Balance $1,000 or more all month | No Fee |
| Daily Balance up to $1,000 | $10.00 |
| Interest paid on daily collected balances. | |
| Call for details! |
Demand Account (Business):
| Daily Balance of $1000 or more | No Fee |
| Balance below $1000 | $10.00 |
| Accounts with large transaction volume will be placed on monthly analysis | |
| Church and Civic Organizations | No Fee |
| Call for details! | |
Premium Interest Checking (Business):
| $1,000 to $4,999 | Tier I |
| $5,000 to $24,999 | Tier II |
| $25,000 to $49,999 | Tier III |
| $50,000 to $99,999 | Tier IV |
| $100,000 + | Tier V |
| Daily balance of $,000 or more | No Fee |
| Daily balance below $1,000 | $10.00 |
|
|
| Call for details! |
Savings Accounts:
| Daily balance of $100 or more per calendar quarter | No Fee |
| Balance below $100 | $15.00 Quarterly |
| Maximum of 9 withdrawls per calendar quarter ($5.00 charge per transaction for withdrawls in excess of 9). | |
| Call for details! |
Cash Investment (Business):
| $1,000 to $4,999 | Tier I |
| $5,000 to $24,999 | Tier II |
| $25,000 to $49,999 | Tier III |
| $50,000 to $99,999 | Tier IV |
| $100,000 + | Tier V |
| Daily balance of $1,000 or more all month | No Fee |
| Daily balance below $1,000 | $10.00 |
|
|
| Call for details! |
Coin Sorter / Roller Service:
| We will sort and roll loose coins for our customers! |
Saturday Banking :
| All First Federal branches offer convenient Saturday banking. Click here for locations and times! |
Notary Service:
| All Items | $5.00 each |
| Call for details and availability! |
Bank-By-Mail Service:
| First Federal offers its customers the convenience of doing their banking by mail. Call for details and availability! |
Photocopy Service:
| First Federal offers its customers photocopying service. Call for rates and availability! |
Return Check Fee / Overdraft Fee:
| $30.00 per check, plus $5.00 per day for overdrafts that exceed three (3) days |
| Call for details! |
Return Deposit Item:
|
$5.00 per
item
|
|
Call
for details!
|
Wire Transfers - Incoming / Outgoing:
| Domestic transfers | $20.00 per transfer |
| International transfers | Fees vary |
| Call for details! |
Research:
|
$15.00 per
hour
|
|
Call
for details!
|
Garnishment or Levy:
|
$25.00
|
|
Call
for details!
|
Special Statements :
|
$3.00 per
statement
|
|
Call
for details!
|
Telephone Transfers :
|
$2.00 per
transfer
|
|
Call
for details!
|
Cashier's Checks :
| First Federal Customers | $2.00 |
| Non-First Federal Customers | $5.00 |
| Classic Checking Account / Perfect First Customers | Free |
| Call for details! |
Stop Payment :
| All Items - 6 month duration | $25.00 each |
| Call for details! |
| Dickson Box Sizes | Centerville | Fairview |
| 3" x 5" | 3" x 5" | 3" x 5" |
| 3" x 10" | 3" x 10" | 3" x 10" |
| 5" x 10" | 5" x 10" | |
| 10" x 10" | 10" x 10" | |
| Waverly | New Johnsonville | Vanleer |
| 3" x 5" | 3" x 5" | 3" x 5" |
| 5" x 5" | 3" x 10" | 3" x 10" |
| 3" x 10" | 5" x 10" | |
| 6" x 10" | 10" x 10" | |
| 10" x 21" |
|
Deposit box
rental fees vary from $25.00 to $55.00 per year based on the size of the
Safe Deposit Box. Call
the branch closest to you for availability!
|
|
Note:
Safe deposit boxes are only avaiable to First Federal customers
|
Travelers Cheques for Two:
| Classic Checking Account Customers | $1.00 for every $100.00 |
| Non-Classic Checking customers | $2.00 for every $100.00 |
| Perfect First Customers | No Charge |
| Call for details! |
Direct Deposit Service
| Any existing Social Security or payroll direct deposit service can be transferred to a First Federal account. Call for details! |
Travelers Cheques :
| Classic Checking Account / Perfect First Customers | No Charge |
| Non-Classic Checking customers | $2.00 for every $100.00 |
| Call for details! |
Money Orders :
| First Federal Customers | $2.00 |
| Non-First Federal Customers | Do not issue |
| Classic Checking Account / Perfect First Customers | No Charge |
| Call for details! |